Find government support by the need in front of the enterprise—not merely by the banner under which a scheme was announced.
Central schemes and cross-ministry programmes · Reviewed 14 July 2026
27schemes found
Enterprise creationActive
Prime Minister’s Employment Generation Programme (PMEGP)
Ministry of MSME · KVIC
Supports eligible individuals and institutions establishing new micro-enterprises in manufacturing and services. Subsidy and promoter contribution vary by location and beneficiary category.
Who it is for
New micro-enterprises in rural and urban India
Nature of support
Credit-linked margin-money subsidy through participating banks
Official reference
Ministry of MSME scheme compendium
Credit & guaranteeActive
Credit Guarantee Scheme for Micro and Small Enterprises (CGTMSE)
Ministry of MSME · SIDBI
Enables member lending institutions to extend eligible credit to MSEs with guarantee support. Coverage, ceiling, fee and claim conditions depend on the prevailing CGTMSE scheme document.
Who it is for
Eligible micro and small enterprises borrowing through member lenders
Nature of support
Guarantee cover for eligible collateral-free or partly secured credit facilities
Official reference
CGTMSE operating guidelines
Credit & guaranteeActive
Pradhan Mantri MUDRA Yojana (PMMY)
Ministry of Finance · MUDRA/SIDBI
Facilitates loans for income-generating micro enterprises across manufacturing, trading and services through banks, NBFCs and MFIs.
Who it is for
Non-corporate, non-farm micro and small business activities
Nature of support
Institutional loans under Shishu, Kishor, Tarun and applicable higher-growth categories
Official reference
Department of Financial Services and MUDRA
Inclusive entrepreneurshipCheck current application window
Stand-Up India
Ministry of Finance · SIDBI
Promotes entrepreneurship through bank finance for greenfield manufacturing, services, trading and eligible allied-agriculture activities, subject to ownership and control conditions.
Who it is for
SC/ST and women entrepreneurs setting up greenfield enterprises
Nature of support
Composite bank loan with handholding support for eligible greenfield ventures
Official reference
Department of Financial Services / Stand-Up Mitra
Artisans & traditional enterpriseActive
PM Vishwakarma
Ministry of MSME
An end-to-end support programme for traditional artisans covering identity, capability, tools, formal credit and market linkage.
Who it is for
Recognised artisans and craftspeople in notified traditional trades
Nature of support
Recognition, skill training, toolkit incentive, concessional credit, digital and marketing support
Official reference
PM Vishwakarma guidelines
Equity & growth capitalActive through empanelled funds
Self Reliant India (SRI) Fund
Ministry of MSME · NSIC Venture Capital Fund
A fund-of-funds structure intended to channel equity, quasi-equity or debt capital to MSMEs with credible growth plans and the potential to become national or international champions.
Who it is for
Viable growth-oriented MSMEs
Nature of support
Growth capital through SEBI-registered daughter funds
A World Bank-supported central sector programme implemented through 2022–27 to strengthen MSME institutions, market access, governance and state-level delivery systems.
Who it is for
MSMEs through national and state-level interventions
Nature of support
Market access, receivables finance, institutional strengthening, greening and state programmes
Official reference
MSME RAMP portal
Quality, technology & greenActive
MSME Sustainable (ZED) Certification
Ministry of MSME
Encourages Zero Defect Zero Effect practices through staged certification and support for quality, productivity, environmental responsibility and process improvement.
Who it is for
Udyam-registered MSMEs
Nature of support
Subsidised assessment, certification, handholding and improvement support
Official reference
MSME Sustainable ZED portal
Quality, technology & greenActive
MSME Competitive (Lean) Scheme
Ministry of MSME
Helps enterprises reduce waste, improve space and inventory management, raise productivity and establish lean systems through basic, intermediate and advanced levels.
Who it is for
Udyam-registered MSMEs and eligible cluster common facilities
Nature of support
Government-supported lean implementation and expert consulting
Official reference
MSME Competitive Lean portal
Innovation & intellectual propertyActive · calls may be time-bound
MSME Innovative Scheme
Ministry of MSME
Brings incubation, design and IPR components together to help ideas move towards proof of concept, product development and commercialisation.
Who it is for
MSMEs, innovators and approved host institutions
Nature of support
Incubation, design intervention and intellectual-property support
Official reference
MSME Innovative / Incubation portal
Innovation & intellectual propertyActive subject to programme calls
ASPIRE — Promotion of Innovation, Rural Industry and Entrepreneurship
Ministry of MSME
Promotes innovation and entrepreneurship in agro-rural industries through incubators, technology support and livelihood-oriented enterprise development.
Who it is for
Livelihood business incubators, technology business incubators and rural entrepreneurs
Nature of support
Support for incubation infrastructure, skills and enterprise creation
Official reference
Ministry of MSME ASPIRE guidelines
Clusters & infrastructureActive
Micro and Small Enterprises Cluster Development Programme (MSE-CDP)
Ministry of MSME
Strengthens clusters through diagnostic studies, common production or testing facilities, and development or upgrading of industrial infrastructure.
Who it is for
Groups and clusters of micro and small enterprises
Nature of support
Support for common facility centres and industrial-estate infrastructure
Official reference
Ministry of MSME MSE-CDP guidelines
Clusters & infrastructureActive subject to approved clusters
SFURTI — Fund for Regeneration of Traditional Industries
Ministry of MSME · KVIC
Organises traditional artisans into viable clusters and supports common facilities, improved tools, capacity building, branding and market access.
Who it is for
Traditional-industry artisans and producer clusters
Nature of support
Cluster infrastructure, equipment, skills, design and market-development support
Official reference
SFURTI scheme guidelines
Markets, procurement & exportsActive · claim windows are time-bound
Procurement and Marketing Support (PMS)
Ministry of MSME
Improves domestic market access and marketing capability through approved exhibitions, vendor-development activities and selected marketing interventions.
Who it is for
Eligible micro and small enterprises
Nature of support
Support for trade fairs, exhibitions, packaging, barcoding and market access
Official reference
MyMSME PMS portal
Markets, procurement & exportsActive · event windows are time-bound
International Cooperation Scheme
Ministry of MSME
Promotes international market exposure, technology collaboration and export opportunities through approved overseas and India-based events.
Who it is for
Eligible MSME organisations, industry bodies and enterprises through approved delegations
Nature of support
Support for international exhibitions, trade fairs, buyer-seller meets and conferences
Official reference
Ministry of MSME International Cooperation portal
Markets, procurement & exportsIn force
Public Procurement Policy for MSEs
Ministry of MSME
Creates a policy-backed market for MSE suppliers through annual procurement targets and prescribed tender facilitation. Applicability remains subject to procurement rules and exclusions.
Who it is for
Eligible micro and small enterprises supplying Central Ministries, departments and CPSEs
Nature of support
Procurement targets and specified tender benefits, with provisions for eligible special categories
Official reference
Ministry of MSME Public Procurement Policy
Markets, procurement & exportsActive
NSIC Single Point Registration Scheme (SPRS)
Ministry of MSME · NSIC
Registers eligible MSEs for participation in government purchases, including applicable benefits under prevailing procurement rules.
Who it is for
Eligible micro and small enterprises
Nature of support
Government-purchase registration and applicable tender facilitation
Official reference
NSIC Single Point Registration
Credit & guaranteeActive
NSIC Raw Material Assistance
Ministry of MSME · NSIC
Helps eligible enterprises finance raw-material purchases and may support procurement logistics, subject to NSIC appraisal, security and programme conditions.
Who it is for
Eligible MSMEs purchasing indigenous or imported raw material
Nature of support
Short-term financing support for raw-material procurement
Official reference
NSIC Raw Material Assistance guidelines
Delayed payments & resolutionActive
MSME Samadhaan and MSE Facilitation Councils
Ministry of MSME · State MSEFCs
Provides a digital route for eligible MSE suppliers to submit delayed-payment applications for onward handling by the appropriate Micro and Small Enterprises Facilitation Council.
Who it is for
Eligible micro and small suppliers with delayed receivables
Nature of support
Online filing and statutory facilitation of delayed-payment references
Official reference
MSME Samadhaan portal
Delayed payments & resolutionActive
Trade Receivables Discounting System (TReDS)
RBI framework · Government MSME facilitation
Allows MSME receivables accepted by participating buyers to be financed competitively on RBI-regulated platforms, improving cash conversion without relying only on conventional limits.
MSE Online Dispute Resolution for Delayed Payments
Ministry of MSME · RAMP
A RAMP sub-scheme intended to make delayed-payment dispute resolution more accessible and efficient through online processes and empanelled institutions.
Who it is for
Micro and small enterprises with delayed-payment disputes
Nature of support
Technology-enabled conciliation and arbitration support
Official reference
Ministry of MSME RAMP announcements
Quality, technology & greenImplementation through notified partners
MSE GIFT — Green Investment and Financing for Transformation
Ministry of MSME · RAMP
A RAMP sub-scheme designed to improve access to finance for clean and green technology adoption by MSEs, subject to notified operational arrangements.
Who it is for
Eligible micro and small enterprises undertaking green investments
Nature of support
Interest-subvention and credit-risk support architecture for green technologies
Official reference
Ministry of MSME RAMP announcements
Quality, technology & greenImplementation through notified process
MSE SPICE — Promotion and Investment in Circular Economy
Ministry of MSME · RAMP
Supports MSE investment in resource efficiency, reuse and circular production systems under the RAMP programme, subject to prevailing guidelines.
Capital support for eligible circular-economy projects
Official reference
Ministry of MSME RAMP announcements
Digital & e-commerceActive programme phase
MSME TEAM — Trade Enablement and Marketing Initiative
Ministry of MSME · RAMP
Aims to help MSEs enter digital commerce through the Open Network for Digital Commerce ecosystem, with particular emphasis on widening participation and market reach.
Who it is for
Micro and small enterprises seeking digital market access
Nature of support
Onboarding, catalogue, logistics and account-management support through ONDC
Official reference
Ministry of MSME / RAMP
Sector-specific enterprise supportCheck current state window
PM Formalisation of Micro Food Processing Enterprises (PMFME)
Ministry of Food Processing Industries
Supports formalisation and upgrading of micro food-processing units, often using the One District One Product approach, subject to state-level implementation and eligibility.
Who it is for
Eligible existing micro food-processing enterprises, groups and common facilities
Nature of support
Credit-linked capital subsidy, training, branding and common-infrastructure support
Official reference
Ministry of Food Processing Industries PMFME portal