Welcome
to
The Vivek Perspective

🧭 Welcome to The Vivek Perspective, a knowledge repository and thinking space curated by Vivek Krishnan, a senior banking and risk professional with nearly 3 decades of experience across credit, compliance, arbitration, and rural lending ecosystems.

This platform gives structure to observations from the field, insights from the boardroom, and reflections from the evolving intersection of finance, governance, and ethics.

🎯 Dive into the blog to explore deep insights on tractor finance & rural credit, credit risk & governance, ethical AI & decisioning, banking arbitration & dispute resolution, resilience, compliance & culture. Engage with periodic insights, leave comments, and suggest topics you'd like explored.