Vivek Krishnan

Necklaces are pledged in moments of urgency. Bangles are pledged in moments of endurance. One bangle becomes two. Two become a renewal. Renewal quietly becomes a habit. The bangles don’t disappear — they simply stop coming home. In the next episode, we explore this slow drift: how bangles behave as collateral, how stress accumulates silently, and how time — not value — becomes the real cost of borrowing.

Bangles look simple. They are anything but. In this episode, we step away from sentiment and focus on structure — how bangles are built, how hollow construction creates visual illusion, why traditional purity tests fall short, and how weight, density, and recoverability ultimately decide value at the appraisal desk. Before behaviour can be analysed, the object itself must be understood. This episode does exactly that.

ORNAMENT Sub Series : Gold Jewellery Business : EPISODE 16 When Meera walked up to the gold-loan counter with her wedding necklace in hand, she wasn’t thinking about LTV or purity. She was thinking: ‘Can I get enough to cover one month’s bills without losing this forever?’ That small internal question — not the gold price — is what this whole episode is about. How a Banker Sees the Necklace (Cold, technical, recoverability-driven) Net gold weight Purity (22K / 916) Construction risk Melt...